Terms and conditions & privacy policy

The following terms and conditions will apply to the user of Bombay Young Men’s Christian Association (referred at Bombay YMCA) online Payment Gateway Service offered through the BOMBAY YMCA's website.

Please go through the conditions carefully and if acceptable, you may accept, register and transact for e-payment on BOMBAY YMCA's Website. The records of BOMBAY YMCA and/or the Payment Service Provider, generated by the transactions arising out of the use of the Service, including the time the transaction is recorded shall be conclusive proof of the genuineness and accuracy of the transaction.

Payment Gateway for making payment towards services requested is being provided by BOMBAY YMCA to its members on its https://ymcabombay.org/ https://ymcabombay.in. Payments for the BOMBAY YMCA services may be made through an electronic and automated collection and remittance service (the “Payment Gateway”) hosted through HDFC Bank (Payment Gateway Service Provider). The Payment Gateway service is provided to you in order to facilitate access to make quick payments online. BOMBAY YMCA makes no representation of any kind, express or implied, as to the operation of the Payment Gateway. You expressly agree that your use of this online payment service is entirely at your own risk.

Limitation of Liability

1. BOMBAY YMCA has made this service available to you as a matter of convenience. BOMBAY YMCA expressly disclaims any claim or liability arising out of the provision of this service. You agree and acknowledge that you shall be solely responsible for your conduct and that BOMBAY YMCA reserves the right to terminate your rights to use the service immediately.

2. In no way shall BOMBAY YMCA be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, data or other intangible losses arising out of or in connection with the access to, use of, or reliance on the Payment Gateway services.

3. BOMBAY YMCA and the Payment Service Providers assumes no liability whatsoever for any monetary or other damage suffered by you on account of (i) the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Payment Gateway; or (ii) any interruption or errors in the operation of the Payment Gateway.

4. You shall indemnify and hold harmless BOMBAY YMCA and their respective officers, Board and employees, from any claim or demand, or actions.

5. You agree, understand and confirm that personal data including without limitation details relating to debit card/credit card transmitted over the Internet is susceptible to misuse, theft and/or fraud and that BOMBAY YMCA has no control over such matters.

6. Although all reasonable care has been taken towards guarding against unauthorized use of any information transmitted by you, BOMBAY YMCA does not represent or guarantee that the use of the payment gateway will not result in theft and/or unauthorized use of data over the Internet.

7. BOMBAY YMCA , the Payment Service Providers and its affiliates and associates shall not be liable, at any time, for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained at this site.

Debit/Credit card, Bank Account details

The debit/credit card details provided by you for use of the Payment Gateway will be correct and accurate and you shall not use a debit/credit card, which is not lawfully owned by you. You further agree and undertake to provide correct and valid debit/credit card details. You may make your payments to BOMBAY YMCA by using a Debit/Credit Card or through using your Online Banking Account. When You initiate a payment transaction and/or issue a online payment Instruction and provide Your Card / Bank details:

1. You warrant that You are fully and lawfully entitled to use such Credit / Debit Card, Bank Account for such transactions,

2. You are responsible to ensure that the Card, Bank Account details provided by You are accurate.

3. You are authorizing the debit to the nominated Card, Bank account for the settlement of payment of services selected by you along with the Applicable charges and taxes.

You are responsible to ensure that sufficient credit is available on your Card, Bank Account at the time of making the payment selected by you inclusive of the applicable taxes.

Service Policy:

BOMBAY YMCA will provide services as agreed & required. All prices displayed on this website, taxes will be extra as applicable.

Charge/Fees Policy:

All of our Charges / Fees are in Indian Rupees (INR) for All Customers. The applicable tax is charged separately as per prevailing rates.

Refund Policy:

Any excess amount paid through payment gateway to BOMBAY YMCA , otherwise or in lieu of cancellation (after deducting cancellation charges) will be refunded through cheque as per the Policy of Bombay YMCA. Turn around time for settling of Amount when refund is initiated would be 14 working days.

Privacy Policy:

BOMBAY YMCA is dedicated to keeping your details private. Any information we collect in relation to you is kept strictly secured. We do not pass on, sell or swap any of your personal details with anyone. We use this information to identify your relationships, and provide you with the relevant resources.

Whenever you use our web site, or any other web site, the computer on which the web pages are stored (the Web server) needs to know the network address of your computer so that it can send the requested web pages to your Internet browser. The unique network address of your computer is called its “IP address,” and is sent automatically each time you access any Internet site. From a computer’s IP address, it is possible to determine the general geographic location of that computer but otherwise it is anonymous.

What User Data We Collect

When you visit the website, we may collect the following data:
• Your IP address.
• Your contact information and email address.
• Other information such as interests and preferences.

Why We Collect Your Data

We are collecting your data for several reasons:
• To better understand your Service needs.
• To improve our services.
• To send you promotional emails containing the information we think you will find interesting.
• To customize our website according to your online behavior and personal preferences.

Safeguarding and Securing the Data

Bombay YMCA is committed to securing your data and keeping it confidential. [name] has done all in its power to prevent data theft, unauthorized access, and disclosure by implementing the latest technologies and software, which help us safeguard all the information we collect online.

Our Cookie Policy

Once you agree to allow our website to use cookies, you also agree to use the data it collects regarding your online behavior (analyze web traffic, web pages you spend the most time on, and websites you visit).

The data we collect by using cookies is used to customize our website to your needs. After we use the data for statistical analysis, the data is completely removed from our systems.

Please note that cookies don't allow us to gain control of your computer in any way. They are strictly used to monitor which pages you find useful and which you do not so that we can provide a better experience for you.

If you want to disable cookies, you can do it by accessing the settings of your internet browser. (Provide links for cookie settings for major internet browsers).

Restricting the Collection of your Personal Data

At some point, you might wish to restrict the use and collection of your personal data. You can achieve this by doing the following:

When you are filling the forms on the website, make sure to check if there is a box which you can leave unchecked, if you don't want to disclose your personal information.

If you have already agreed to share your information with us, feel free to contact us via email and we will be more than happy to change this for you.

Bombay YMCA will not lease, sell or distribute your personal information to any third parties, unless we have your permission. We might do so if the law forces us. Your personal information will be used when we need to send you promotional materials if you agree to this privacy policy.

Security Policy:

When availing Gateway Payment services from BOMBAY YMCA, your financial details are passed through a secure server using the latest 128-bit SSL (secure sockets layer) encryption technology. 128-bit SSL Encryption is the current industry standard, If you have any questions regarding our security policy, please contact us at below mail address :-
accounts@ymcabombay.com

Jurisdiction :

Any disputes arising out of Payment Gateway will be Subject to Courts of Mumbai Only.